Hissa ESOP Tools

Perquisite Tax Estimator

Know your exact cash liability before you exercise your ESOPs

Your grant details

Strike price (₹ per share) From your grant letter

FMV on exercise date (₹) Ask your HR / finance team

Number of options to exercise

Your income tax slab

Options

DPIIT startup — deferral eligible

Your employer is recognised under Section 80-IAC

New tax regime

No deductions available, but lower base slab rates

Total perquisite value ₹2,00,000

Tax owed — payable in cash at exercise ₹60,000

Effective tax rate on gain 30%

Paper gain (shares value, not yet cashable) ₹2,00,000

Capital gains tax — when you eventually sell

Sold within 24 months

Slab rate

Short-term capital gains — taxed as regular income

Sold after 24 months
12.5%
Long-term gains above ₹1.25L threshold. Hold longer, pay significantly less.